Truckee Proper
Interactive map coming soon
Full cost breakdown
Based on Truckee Proper median price of $950,000. Adjust on the calculator →
True cost of ownership
At median price ($950,000)
20% down · 7.0% rate · 30yr fixed · Adjust on the calculator →
Mortgage P&I
20% down · 7% · 30yr
$5,056
Property tax
0.98% · Nevada Co.
$776
HOA / Road association
No HOA
Heating (natural gas)hidden
$150
Snow removalhidden
$67
Defensible spacehidden
$125
Fire insurancehidden
$375
Asphalt sealing
Not req.
Septic service
On sewer
What Zillow didn't show you
+$717/mo
= $8,600/yr · $43K over five years
True monthly total
$6,549/mo
vs. $5,832/mo on Zillow
How we got these numbers
HOA / Road association
$0
Most SFH in Truckee Proper have no HOA (verified)
Heating (natural gas)
$150/mo
Liberty Utilities residential rate estimate
Snow removal
$67/mo
Web-sourced estimate, town services help
Defensible space
$125/mo
Web-sourced estimate, smaller lots
Fire insurance
$375/mo
Lower than outlying — municipal fire services help carrier appetite
Asphalt sealing
$0
Town-maintained streets — no individual sealing typically required
Septic service
$0
Truckee Sanitary District sewer service, no septic
All figures are 2026 data. See the methodology page for full sourcing details and confidence levels.
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Get the full Truckee Proper cost report — free PDF
Verified local data, all 8 hidden costs, sources cited.